الإدارة الاستراتيجية ودورها في تحقيق التوازن بين متطلبات السيولة والربحية في المصارف الإسلامية: دراسة تطبيقية على بنك فيصل الإسلامي السوداني2009 م – 2018م

Abstract

This research reviews the role of strategic management in balancing the liquidity and profitability requirements of Islamic banks in applied to Faisal Islamic Bank of Sudan, so research problem includes that Islamic and conventional banks suffer from the problem of balancing the requirements of liquidity and profitability and gain the confidence of customers who seek services to continue .The main question for this research is what is the role of strategic management in balancing the liquidity and profitability requirements in Islamic banks. This question is divided into the following: What is the impact of strategic management on estimating profits in Islamic banks and to what extent does the organizational structure of banks affect the achievement of the required strategy , also to what extent does strategic oversight affect in raising the efficiency of the performance of Islamic and conventional bank. The importance of this research is reflected in the importance of strategic control in achieving a balance between liquidity and profitability, this research also aims to reveal the relationship between strategic management and achieve balance and reflect the importance of strategic management and its contribution in improving the performance of Islamic banks. The hypotheses of this research include that strategic management contributes to the balance between liquidity requirements and profitability in Islamic banks and that Faisal Islamic Bank of Sudan develops strategic plans to achieve a balance between liquidity and profitability. The most important results of the research as follows: The use of strategic management contributes to achieve a balance between the requirements of liquidity and profitability and this result corresponds to the first hypothesis of the study ,Strategic control leads to an increase in the efficiency of performance in the institutions as a means to increase the ability of management in the adjustment of strategic options. In addition to these results, the study proved that the senior management of Faisal Islamic Bank is developing plans to detect excesses and fix the imbalance between liquidity and profitability requirements.

Some of the most important recommendations of this study as the follows: Attention should be paid to the methodology of strategic management , management of banks should implement strategic management and this should be done with the participation of all levels of senior management which leads to secure the financial position of banks, also must to establish an a specialized department that handles bank plans to ensure a balance between liquidity and profitability. developing the organizational structure of banks to meet the requirements of strategic management, these recommendations conclude that banks are interested in improving the services provided to customers in the field of electronic banking in order to gain the confidence of customers, also to spreading cultural awareness on the nature and features of the ways and transactions of Islamic banks for future generations.