قياس أثر المخاطر علي نمو ودائع الإستثمار :

Abstract

This research aims to know the impact of the measure of risks on the growth of investment deposits. The research problem is represented in the main question that says "To what extend does measuring impact of risks affect investment deposits growth rate?" The researcher examined a number of hypotheses beside the main hypothesis, which assumes that (there is statistical relationship between measurement of investment deposits and their growth rate). To analyse the research data, the researcher adopted the descriptive, analytical and the case study approaches. A questionnaire was also used as a main tool for data collection. Many results were found, the most important of which, are following up of deposits conduct will mitigate risks at times of seasonal withdrawals or any banks run. Adoption of modern techniques and tools by banks will support early warning techniques and directives that show if there are any financial crises round the corner. Regarding the above findings several policy recommendations were reached, the most important of these are, Sudanese banks must adopt a general framework for liquidity risk to avail enough liquidity to run banking business together with great safety and financial soundness. A qualified and well trained staff is needed, in addition to the regulatory role of the central bank to enable banks to disseminate awareness of risk management and saving culture besides increasing different types of banking deposits and namely, the investment ones. Over and above that there must be continuous revision of banking policies and procedures that comply with the international supervisory standards together with the internal and external changes.