دورالتأمين فى تقليل المخاط

Abstract

This research addresses the role of insurance in risk reduction. Shiekan insurance company has been taken as study case in the period between 2011and 2016. The research main objectives are to assess the impact of full adherence to the basic insurance principles and the increases in public awareness about insurance on the increases in the number of insured and the insurance penetration rate.

This research has tested many hypotheses. The key hypothesis tested were; the full compliance and adherence to insurance principles lead to risk reduction, the increase in public awareness about insurance would increase the number of insured and the market penetration ratio. The research has also tested the hypothesis that efficient risk management program leads to reduction in losses, perils and hazards. The research uses the analytical and deductive reasonings and case study approach.