اثر التمويل ببيع السلم علي تنمية القطاع الزراعي في السودان "دراسة حالة البنك الزراعي السوداني" 2010م – 2015 م

Abstract

This study discusses the impact of funding on the forward buying form (Salam sale form) and its role in the development of the agricultural sector. Forward buying form (Salam sale form) depends on the Islamic legitimacy. It is one of the sales, which has its terms, conditions and provisions of its legitimacy. Thus it builds a relationship between the farmer and Islamic banks by providing the financial that needed by the farmer to be spent in various agriculture stages. One of forward buying form (Salam sale) benefits which can treat the problem of weakness funding in the agricultural sector particularly it contributes to develop poor agricultural field.

In addition the study is shedding light on importance on Forward buying form (Salam sale) and its role in finance and investment on both individual and collective levels as an alternative to the usury transaction (riba-based transaction) which has an adverse effects are reflected at the individual and collective levels. The aim of this study is to turn about to Forward buying form (Salam sales) as an alternative to usury transaction (riba-based transactions), which have negative effects on both individual and collective levels, as well as an indication of the efficiency of financing in the form of Forward buying form (Salam sales) compared to other financing forms. This study further aims to shed light on Islamic legal form, including Forward buying form (Salam sales) and their applicability to the financial transactions that have emerged in Sudanese banks.

The study uses quantitative and qualitative analysis methods adopting the analytical and descriptive approach and the historical method to test the hypotheses of the study, including forward buying form (Salam sales form) and it can be provided the funding needed by farmers to be spent on different agriculture stages and efficiency of funding in the form of the ladder contributed to increase productivity and low rates of inflation there is a statistically significant relationship between funding Forward buying form (Salam sales) and development of the agricultural sector

The study concluded that the form of Forward buying form (Salam sales form) that provides; first cash by establishing the good loan form. The form of Forward buying form (Salam sales form), second it helps in the development of the agricultural sector and allows the farmer to obtain external financial materials that help expand or increase the cultivated area to determine the productivity season. The study recommended encouraging farmers to working on agriculture because in an item of charity and removal the fund in the case of price increases, the Forward buying form (Salam sales form) reduces inflation rates and works to schedule debt and know the amount of damage that occurs during the season.