دور التقنية في تطـويـر الموارد المصـرفية

Abstract

Abstract

This study deals with the role of technology in developing banking resources with special highlighting to (Faisal Islamic Bank – Sudan) case, throughout the term 2005 - 2010, so as to study and analyze the role of banking technology in promotion and growth of the banking resources. In order to achieve such goals, the following assumptions are checked:

 Applying technology leads to growth of banking resources.  Growth of bank resources gives rise to capital in the economy.  Applying technology by banks boosts confidence between banks and customers.

The scholar has adopted the descriptive analytic approach to determine the pivots of this study with special highlighting to (Faisal Islamic Bank – Sudan) case, the significant outcome of the study may be summed up in: Adopting the banking technology usage creates growth of banks resources, as it furnishes the bank to be capable to innovate and introduce modern payment channels that satisfy the community needs which will consider thereof as the basic mean to settle the transactions and the motive for utilizing the modern payment channels which secure the financing abundance of bank. Thus assert the first assumption of this study.

Utilizing the banking technology secures monetary mass inside the banking system which leads to its financial capability and accordingly provides finance to investment projects and capital growth of national economy.

Banking technology forms a significant strategic scheme for the national economy to achieve the economical social development and to contribute in tackling the pressing economical problems.

The following are the main recommendations:

Extending persistence efforts to spread the usage of modern banking technology in banking transactions by banking system and community through changing the culture by intensifying enlightenment of the advantages and positiveness of banking technology to community, economy and social development.

Special consideration should be given to the safety and security of the financial information at internet bank sites and precautions have to be taken against the contingent risks such as internet piracy or losing direct contact with customers.