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Title: السيولة النقدية ودورها في رفع كفاءة المصارف التجارية: دراسة حالة بنك فيصل الإسلامي السوداني (في الفترة من 2005م – 2015م )
Authors: عبد الرحيم محمد عبد الرحيم
Keywords: إدارة السيولة النقدية
المصارف التجارية
Issue Date: 2019
Publisher: جامعة إفريقيا العالمية
Citation: جامعة أفريقيا العالمية - عمادة الدراسات العليا - كلية الاقتصاد والعلوم السياسية - قسم الاقتصاد
Abstract: The research problem is summarizedin the following question: Do commercial banks have developed factors , methods and tools that lead to increased liquidity efficiency ? Also commercial bank implementing standars and policies the lead liquidity efficiency? Also, did the cash flow increase the efficiency of Faisal Islamic Bank? The research examined three hypotheses.The first hypotheses : the Commercial bank have developed factors and methods that lead to liquidity efficiency . The Second hypotheses: Commerical bank have implemented liquidity standards and policies that lead to raising the effieciency of the bank . The third hypotheses: is that liquidity has increased the efficiency of Faisal Islamic Bank. The research used the descriptive analytical method in the test of hypotheses, and historical method.The researcher reached several results. The Bank’s management maintain its cash flowthrough the retention of cash and the bank’s management can also attract more cash, of its dependence on liquidating the bank’s assaets and achieving cash flow through the bank’s wide spread . The Bank’s management is focused on applying the scientific basis for granting credit, and the Bank’smanagement provides attractive facilities tocustomers.Commerical banks implement Basel’s decisions with regard to raising the efficiency of the bank and Commerical banks apply additional reserve policies to the liquidity of the bank the Commerical banks is characterized by good management of the bank liquidity, and improve the bank efficiency as well as diversification of the investment portfolios contents reduce the risk and raise the efficiency of the bank and . the stability of the Commerical bank’s liquidity is linked to its ability to achieve a balance between is assets and its commitment to creditors, Faisal Islamic Bank sets up additional reserve systems and cash to improve the efficiency of the bank. Faisal Islamic Bank is characterized by providing cash to is customers. The bank also deals in speculative bonds issued by Islamic Financial institutions. It leads to increased liquidity and the bank deals with investment certificates and warrants issued by some Islamic Financial institutions to maintain its liquidity.In light of the results, the researcher recommended the following recommendation: The Commercial Bank shall keep cash and the bank shall follow the scientific basis for the grantiang of credit, and to establish controls for the guarantees provided , and to find balance between credit maturities and repayment. Adoption of investment policies for cash to increased liquidity bank’s expansion in dealing with certificates and investment warrants and speculative bonds, The Bank makes must an effort to increase liquidity.
Appears in Collections:أطروحات الماجستير

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